Financing Policy

Affirm Financing Policy for Chimera Server Purchases

Effective Date: 2025-02-06
Last Updated: 2025-11-06

This Affirm Financing Policy (“Policy”) applies to purchases of Chimera Computing Corp. (“Chimera,” “we,” “our”) servers when the customer chooses to finance the transaction through Affirm. Financing is provided directly by Affirm, not by Chimera. Your use of Affirm is subject to Affirm’s Terms of Service, privacy practices, and any applicable loan agreements.

1. Eligibility for Affirm Financing

1.1 Affirm financing is available only to U.S. customers who meet Affirm’s eligibility requirements.
1.2 Affirm conducts a soft credit check to determine eligibility. Chimera does not control credit decisions or financing limits.
1.3 All loan terms, interest rates, and repayment obligations are set solely by Affirm and may change at Affirm’s discretion.

2. Loan Terms and Payment Structure

2.1 Affirm may offer monthly payment plans ranging from 3 to 36 months, depending on eligibility and purchase amount.
2.2 Annual Percentage Rates (APR) are determined by Affirm and may range up to 36 percent. Chimera does not offer 0 percent APR promotions.
2.3 Affirm may require a down payment for some transactions.
2.4 All financing fees, interest, and repayment amounts are governed by the customer’s agreement with Affirm. Chimera does not control or modify loan terms.

3. Refunds and Cancellations

3.1 Refund Requests

  • All refund requests must be initiated through Chimera Support at support@lifescope.io.

  • Chimera will confirm eligibility and process approved refunds within 5 business days.

Affirm controls refund posting and timing. Chimera cannot guarantee when refunds appear in a customer’s Affirm account or bank statements.

Customers must continue making scheduled payments until Affirm confirms the refund.

3.2 Full Refunds

  • If a full refund is processed before any loan payments are made, Affirm may cancel the loan.

  • If payments have been made, Affirm will reimburse the customer according to Affirm’s policies.

3.3 Partial Refunds

  • Affirm will adjust the customer’s outstanding balance.

  • If the refund exceeds the remaining balance, Affirm will return the difference to the original payment method.

3.4 Cancellations

Cancellation requests must be submitted to Chimera. Once processed, Chimera will notify Affirm to adjust or close the associated loan.

4. Late Payments and Delinquency

  • 4.1 Affirm may report missed or late payments to credit bureaus.

  • 4.2 Affirm does not charge late fees, but delinquency may affect eligibility for future financing.

  • 4.3 Chimera is not responsible for resolving missed payments, defaults, or credit impacts. Customers must work directly with Affirm for loan servicing issues.

5. Chargebacks and Billing Disputes

  • 5.1 Customers should contact Chimera Support before initiating a dispute with Affirm or their bank.

  • 5.2 If a chargeback is filed, Chimera will provide documentation to Affirm or the customer’s bank as required.

  • 5.3 Billing disputes related to an Affirm loan must be resolved with Affirm, as Affirm is the creditor.

This section is intentionally minimalist to avoid restricting any customer rights under applicable law.

6. Support and Contact

For questions regarding server refunds, order issues, or financing support:

Chimera Computing Corp.
Email: support@lifescope.io
Phone: 949-829-1286
Hours: Monday–Friday, 9:00 AM–6:00 PM PST

For issues related to Affirm accounts, payments, or loan terms, customers must contact Affirm directly through the Affirm Help Center.

7. Governing Law, Arbitration, and Dispute Resolution

7.1 This Policy and any disputes arising from financed server purchases are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles.

7.2 Any dispute between a business customer and Chimera relating to a financed server purchase will be resolved through binding arbitration administered by JAMS under its Commercial Arbitration Rules.

  • Venue: Laguna Niguel, California

  • The Federal Arbitration Act (FAA) governs enforceability.

7.3 Either party may seek temporary or permanent injunctive or equitable relief in a court of competent jurisdiction.

7.4 This arbitration clause applies only to U.S. business customers purchasing servers. It does not apply to consumers or to services unrelated to server purchases.

8. Policy Modifications

Chimera may update or modify this Policy at any time to reflect operational changes, legal requirements, or changes to Affirm’s terms. Updates will be posted with a revised “Last Updated” date.

Financing Disclosure:
Chimera server purchases may be eligible for financing through Affirm. Financing is provided by Affirm and subject to Affirm’s approval, terms, and interest rates. Chimera does not control loan decisions. Refunds must be initiated through Chimera Support. Affirm determines refund posting timelines. By selecting Affirm at checkout, you agree to Affirm’s Terms of Service.

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